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Our goal as your advisor is simple. Literally.

You don’t need a 50 page financial plan or 200 individual investments in your portfolio. Your life and your money is complicated enough already and we don’t want to add to that unnecessarily.

Our aim is to make clients’ lives simpler through adaptive financial planning and elegant portfolio design.

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As your life changes, so does your financial plan and investments

We start every relationship with a detailed financial plan, then we open accounts (at Charles Schwab or Altruist), transfer assets into those accounts, and implement your personalized strategy.

We plan on changes: families grow, goals change, and time becomes more valuable. This is what keeps life interesting and it’s what makes us a good ongoing partner with our clients.

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Financial Planning for Your Whole Picture.

We’re invested in more than just your investments.

We take taxes, real estate, estate planning, insurance, education planning, social preferences and more into account when giving advice.

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Resource Efficiency.

In the face of an unforgiving desert climate it can take 10 years for a cactus to grow an inch.

When surrounding conditions are good, growth is easier to come by. But the environment isn’t always idyllic. Growth in difficult circumstances may require a different level of efficiency and resource optimization. This is our focus.

 
 

Book a Conversation.

That’s right, a conversation is how things start. Not a pitch. Not a sales presentation. Not a meeting with contracts and paperwork. Just a discussion to find out more about your circumstances.

Choose a time below or send us an email (adam@hardingwealth.com) to schedule.

Pricing

 

Our fees are transparent.

1% per year on the first $1,000,000 of portfolio assets, 0.5% on assets above $1,000,000 (split into quarterly payments).

This is the only way we’re paid. No commissions, no conflicting interests other than we make more when we try to make your portfolio larger.

*Depending on your circumstances, different fees may be negotiated.